![]() ![]() You didn't provide adequate medical evidence.Some policies cover time off for childbirth by C-section, for example, and others don't. You have to understand the terms of your policy before you apply for benefits. Short-term disability claims are usually denied for one of these reasons: However, no policy covers illness or injury caused by your job, because those circumstances fall under the umbrella of workers’ compensation. Some short-term disability policies offer as little as 30 days, while others cover you for a year. The conditions covered and the time you're insured depend on the terms of your specific policy. With this coverage, people unable to work for several weeks or months due to a non-work-related injury or illness can file a claim to recover some lost income and additional compensation while temporarily disabled. How can this be? It’s All in the Fine PrintĮmployers in Ohio aren't required to offer short-term disability policies to their employees, but some do. However, when the worst happened, and you had to make a claim, you were denied. You thought you were doing the responsible thing to protect your family if an illness or injury prevented you from earning a paycheck. You opted into short-term disability insurance because you were worried about how bills would get paid if you could not work for several months. ![]()
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